Free and impartial government guidance about your pension options


You now have more choice and flexibility than ever before over how and when you can take money from your pension savings. You should make time to understand your options, and get help and advice as what you decide now will affect your retirement income for the rest of your life.

Your Pension Choices at Age 55

You must have reached normal minimum pension age to access your pension savings – currently 55 (or earlier if you’re in ill health or if you have a protected retirement age).

Whether you plan to retire fully, work part time or to carry on working for longer, you can now choose when and how you use your pension to help with your own retirement plan.

When working out which option or combination will provide you and any dependants with a reliable and tax-efficient income throughout your retirement can be a complex decision.

The first stage would be to call 0800 138 3944 be the government-backed Pension Wise service to help with information to understand your options, or to get qualified financial advice, just see our contact form.

Our expert advisors will talk you through all of the options available – to book a free consultation please contact us today.

For A Free Consultation

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Guaranteed Income

Annuities can provide you with a guaranteed income payable for either the rest of your life or a fixed number of years.

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Cash Lump sums

When you draw benefits from your pension scheme, you can normally receive some of the benefit as a tax-free cash lump sum.

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